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"Thoughtful Money,
Better Life."

zzzEvery dream has a monthly number β€” find yours

you, after one honest portfolio review

2,083 funds Β· updated 25-Aug-2026 Β· free forever

Thoughtful money.
Better life.

Nivesify does the worrying math β€” what your funds really earned, whether you're actually winning, and the exact monthly plan for each dream β€” so tonight you sleep, not scroll.

2,083
funds scored live
β‚Ή90.8L Cr
market money analysed
β‚Ή0
cost, ads & commissions
Playground Β· go ahead, drag
What could β‚ΉX/month become?
πŸŽ›οΈ
Monthly investmentβ‚Ή10,000
Stay invested for10 yrs
Today10Y
Invested
β‚Ή12.0 L
Equity MF @12%
β‚Ή23.2 L
FD @7%
β‚Ή17.4 L

Assumed returns for illustration β€” not guarantees

πŸš€Compound hard

7+ years? This is where mid & small caps turn volatility into serious wealth.

Bandhan Small Cap
Small Cap
26.5%
3Y CAGR
Bank of India Flexi Cap
Flexi Cap
22.2%
3Y CAGR
HDFC Flexi Cap
Flexi Cap
17.8%
3Y CAGR
Live Β· 2,083 schemes Β· 25-Aug-2026

The Hall of Fame.
India's best funds, ranked live.

Every fund in India scored on alpha, consistency and risk-adjusted returns. Right now, only 60% beat their benchmark over 3 years β€” here are the ones that did.

Aditya Birla Sun Life Medium Term Plan+3.8
Quant Multi Asset Allocation+9.4
Nippon India Ultra Short Duration+0.5
Bandhan Gilt+0.9
Baroda BNP Paribas Balanced Advantage+6.0
Tata Money Market+0.6
ICICI Prudential Short Term+1.1
Bank of India Overnight+0.1
Axis Floater+1.8
HSBC Equity Savings+5.6
Kotak FMP Series 304 - (3119D)+2.9
Tata Ultra Short Term+0.4
DSP Liquidity+0.2
ICICI Prudential Gilt+0.6
Aditya Birla Sun Life Medium Term Plan+3.8
Quant Multi Asset Allocation+9.4
Nippon India Ultra Short Duration+0.5
Bandhan Gilt+0.9
Baroda BNP Paribas Balanced Advantage+6.0
Tata Money Market+0.6
ICICI Prudential Short Term+1.1
Bank of India Overnight+0.1
Axis Floater+1.8
HSBC Equity Savings+5.6
Kotak FMP Series 304 - (3119D)+2.9
Tata Ultra Short Term+0.4
DSP Liquidity+0.2
ICICI Prudential Gilt+0.6

One fund, any market condition β€” managers roam the full market-cap spectrum.

πŸ₯‡
Bank of India Flexi Cap
22.2%
3Y CAGR
+9.6% vs benchmarkAUM 2.9k Cr
Beats 100% of category peers
πŸ₯ˆ
HDFC Flexi Cap
17.8%
3Y CAGR
+4.8% vs benchmarkAUM 1.1L Cr
Beats 98% of category peers
πŸ₯‰
ICICI Prudential Flexicap
19.3%
3Y CAGR
+6.7% vs benchmarkAUM 25.7k Cr
Beats 96% of category peers

Market context: India's funds averaged 12.9% per year over the last 3 years. Picking the right category matters more than timing.

Sample report
Your Large Cap Fund
XIRR 16.8% Β· +3.2% above its benchmark
KEEP
Your Flexi Cap Fund
XIRR 13.9% Β· roughly at benchmark β€” nothing special
WATCH
That Fund from 2021
XIRR 7.2% Β· βˆ’4.8% below benchmark every year
EXIT?

Illustrative example β€” your report uses your actual transactions

You've invested for years.
Know what it earned you.

Fund apps show how the fund did. Your actual returns depend on when you bought, how much you put in, and what price you paid β€” and they're often 4-5% apart. That gap compounds into lakhs over a decade.

1
Download your CAS
One email to CAMS or KFintech β€” free statement of all your folios. Takes 2 minutes.
2
Drop the PDF here
Parsed entirely in your browser. Password-protected files work too. Nothing leaves your device.
3
See the truth per fund
True XIRR since day one, benchmark comparison, and a keep / watch / exit call for each holding.

Worth checking: only 60% of Indian funds actually beat their benchmark over 3 years.

Start Β· Audit Β· Plan

Where are you on the journey?

Every investor walks the same three steps β€” pick the door that sounds like you.

The calm-money toolkit

Four numbers worth knowing.

What will it cost? What will I have? Can I live off it? When can I stop?

All 13 calculators β†’

The best time to check
was last year.
The second best is now.

One CAS statement. Three minutes. Every fund's honest verdict β€” before your next SIP instalment goes out.