TL;DR — The simple version:
✅ Your CAS data is processed in your browser. It never reaches our servers.
✅ We don't sell your data to anyone.
✅ We don't run ads. Ever.
✅ You can use most of the platform without signing in.
1. What we collect
If you choose to sign in with Google, we receive your name, email address, and profile picture from Google. This is used only to maintain your session and, optionally, to associate your data with your account.
When you upload your Consolidated Account Statement (CAS), the data is processed entirely in your browser. We do not transmit your CAS file or the financial data extracted from it to our servers. Your portfolio remains private to you.
We may collect anonymised, aggregated data about how pages are used — such as page views and feature usage — to improve the platform. This data contains no personally identifiable information.
We use minimal cookies necessary for authentication (if you sign in) and basic session management. We do not use cookies for advertising or cross-site tracking.
2. What we do not collect
Your bank account details, credit card information, Aadhaar number, PAN number, or any other sensitive financial identity information. Nivesify has no mechanism to collect these and does not require them.
Your data — personal or financial — is never sold, rented, or shared with advertisers, data brokers, or third-party marketers. Full stop.
3. How we use your information
Your sign-in information is used to maintain your authenticated session. Any preferences or saved data you create are stored to personalise your experience.
Aggregated, anonymised analytics help us understand which features are most useful and where we can improve.
We will not send you unsolicited marketing emails. If we ever send notifications, they will be strictly related to the platform and you will be able to opt out.
4. Data security
Any account data we store is protected using industry-standard encryption in transit (HTTPS) and at rest.
As noted above, CAS data is processed client-side and not transmitted to our servers. This is by design — your most sensitive financial information never leaves your device.
While we take all reasonable precautions, no internet-based system can guarantee absolute security. Please use Nivesify with appropriate care.
5. Third-party services
We use Google OAuth for authentication. Google's own privacy policy governs their data practices. We only receive the basic profile information Google provides.
We load fonts from Google Fonts. This may involve a request to Google's servers. No personal data is transmitted in this process beyond your IP address, which Google may log per their privacy policy.
Fund performance data is sourced from public databases. We do not share any of your personal data with these data sources.
6. Your rights
You may request access to any personal data we hold about you, or request its deletion, by contacting us. If you are signed in, you can delete your account and associated data at any time.
Most of Nivesify's tools work without any sign-in. You are not required to create an account to use the platform.
7. Changes to this policy
We may update this Privacy Policy as the platform evolves. We will note the date of the last update at the top of this page. Significant changes will be communicated clearly.
Questions about privacy?
If you have questions about how we handle your data, please reach out. We're committed to being transparent.