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Nivesify/Mutual Fund World
Live Industry Data · Updated Daily

What is the mutual fund
industry actually doing?

Before picking a fund, understand the big picture. Which fund types are beating the market? Where do experts genuinely add value? Where is a simple index fund better? All answered here, in plain English.

Jump to a section

2,057
Funds tracked
₹89.7L Cr
Total industry money
58.6%
Beat market (3 yrs)
03-Aug-2026
Data as of
Section 1 · Industry Snapshot

How big is the mutual fund industry — and how healthy?

Think of this as the "vital signs" of India's mutual fund universe. A healthy industry = more competition, better funds, more investor choices.

🏦
Total money in mutual funds
₹89.7 Lakh Cr
That's roughly India's entire annual GDP going into mutual funds.
🗂️
Number of funds available
2,057
More options than you could ever need — which is why we filter them for you.
📈
Average 3-year return
12.7%
Across all funds. Individual fund results vary a lot — see our rankings below.
🏆
% funds beating the market
58.6%
Only this fraction of funds actually outperformed a simple index over 3 years.
📋 More numbers, plain English
Average 1-year return
9.4%
Short-term snapshot — don't make decisions off this alone
Average 5-year return
10.9%
5 years is a better lens for equity funds
What the market returned (3Y)
11.9%
This is what a simple index fund would have given
Average extra return vs market
+0.73%
Positive = funds added value on average. Negative = index was better.
Consistency score (IR)
0.22
Above 0.5 = consistently good. Below = hit-or-miss performance.
Typical fund size
₹691 Cr
Median AUM — larger isn't always better
Where is most money concentrated?
AUM by category — shows where Indian investors are betting the most
Equity (43% of all MF money)
Debt (22% of all MF money)
Other (20% of all MF money)
Hybrid (14% of all MF money)
Solution Oriented (1% of all MF money)
Which category has the most funds?
Number of funds by category — more funds = more choices to compare
Other (43% of all funds)
Equity (28% of all funds)
Debt (18% of all funds)
Hybrid (9% of all funds)
Solution Oriented (2% of all funds)
Section 2 · Active vs Index

In which fund types do experts actually beat the market?

"Active" funds are run by experts who pick stocks — but they charge more. "Index" funds just copy the market automatically — cheap and simple. The question is: does paying for expertise actually get you better results? Let the data answer.

💡
How to read the verdict below
✅ Active adds value — on average, actively managed funds in this category earn more than a simple index fund. Worth paying for expertise.
📊 Index wins — funds in this category mostly fail to beat the index. Save money with a low-cost index fund.
🤔 Mixed — some do, some don't. Picking carefully matters more here.
Equity
✅ Active adds value
Funds in category
575
Avg 3Y return
16.3%
Extra return vs index
+1.22%
% beating market
64.4%
Debt
🤔 Mixed
Funds in category
370
Avg 3Y return
7.3%
Extra return vs index
+0.36%
% beating market
73.5%
Hybrid
✅ Active adds value
Funds in category
189
Avg 3Y return
10.8%
Extra return vs index
+1.55%
% beating market
69.4%
Solution Oriented
✅ Active adds value
Funds in category
42
Avg 3Y return
11.8%
Extra return vs index
+1.53%
% beating market
69.4%
Other
📊 Index wins
Funds in category
881
Avg 3Y return
15.2%
Extra return vs index
-0.23%
% beating market
14.2%
Visual: How much extra return does each category deliver?
The green bars show how much more (or less) the average active fund earned vs a simple index fund over 3 years.
HybridExtra return: +1.55% · Beat rate: 69.4%
EXTRA RETURN VS INDEX (ALPHA)
% OF FUNDS BEATING THEIR INDEX
Solution OrientedExtra return: +1.53% · Beat rate: 69.4%
EXTRA RETURN VS INDEX (ALPHA)
% OF FUNDS BEATING THEIR INDEX
EquityExtra return: +1.22% · Beat rate: 64.4%
EXTRA RETURN VS INDEX (ALPHA)
% OF FUNDS BEATING THEIR INDEX
DebtExtra return: +0.36% · Beat rate: 73.5%
EXTRA RETURN VS INDEX (ALPHA)
% OF FUNDS BEATING THEIR INDEX
OtherExtra return: -0.23% · Beat rate: 14.2%
EXTRA RETURN VS INDEX (ALPHA)
% OF FUNDS BEATING THEIR INDEX
Extra return above market
% of funds beating their index
Negative alpha (index was better)
Section 3 · Category Rankings

Which fund types have historically performed best?

Ranked by how much extra return they delivered above the market over 3 years. This isn't a guarantee — but it tells you where skilled fund managers have historically shown up.

🥇
Hybrid
189 funds in this category
✅ Active adds value
3Y Return
10.8%
5Y Return
9.6%
Extra vs Index
+1.55%
Beat Rate
69.4%
% of funds beating their benchmark69.4%
🥈
Solution Oriented
42 funds in this category
✅ Active adds value
3Y Return
11.8%
5Y Return
10.6%
Extra vs Index
+1.53%
Beat Rate
69.4%
% of funds beating their benchmark69.4%
🥉
Equity
575 funds in this category
✅ Active adds value
3Y Return
16.3%
5Y Return
14.4%
Extra vs Index
+1.22%
Beat Rate
64.4%
% of funds beating their benchmark64.4%
4
Debt
370 funds in this category
🤔 Mixed
3Y Return
7.3%
5Y Return
6.6%
Extra vs Index
+0.36%
Beat Rate
73.5%
% of funds beating their benchmark73.5%
5
Other
881 funds in this category
📊 Index wins
3Y Return
15.2%
5Y Return
12.9%
Extra vs Index
-0.23%
Beat Rate
14.2%
% of funds beating their benchmark14.2%

Category map

5 rows

i
AMFI category name.
i
Number of schemes in the category.
i
Total assets under management in the category.
i
Average 3-year return for funds in this category.
i
Average fund return minus benchmark return over 3 years.
i
Percent of funds beating their benchmark over 3 years.
Equity57538,76,23116.33%1.22%64.4%
Debt37019,80,8237.29%0.36%73.5%
Other88117,83,85215.25%-0.23%14.2%
Hybrid18912,68,45610.81%1.55%69.4%
Solution Oriented4262,09711.76%1.53%69.4%

Sub-category signals

40 rows

i
AMFI sub-category name.
i
Number of schemes in the sub-category.
i
Total assets under management in the sub-category.
i
Average 3-year return for funds in this sub-category.
i
Average fund return minus benchmark return over 3 years.
i
Percent of funds beating their benchmark over 3 years.
Index / ETF69615,24,74211.69%-0.44%3.4%
Liquid427,23,2056.91%0.07%80.6%
Flexi Cap456,09,14714.95%1.68%71.4%
Sectoral / Thematic2485,63,67717.15%0.75%55.2%
Mid Cap325,28,19319.99%0.70%62.1%
Small Cap354,44,88018.15%0.81%50.0%
Large Cap354,21,85512.85%1.44%80.0%
Large & Mid Cap343,68,10916.82%1.52%69.2%
Arbitrage383,54,2757.51%-0.23%12.0%
Balanced Advantage383,37,98311.24%2.44%86.7%
Money Market273,26,0567.31%0.28%95.7%
Aggressive Hybrid302,66,38613.11%2.52%89.7%
FoFs (Overseas)1862,59,63520.75%0.28%40.7%
ELSS502,51,33614.67%0.91%58.3%
Multi Cap322,50,16717.21%1.92%85.0%
Multi Asset Allocation382,24,64916.23%3.05%100.0%
Focused281,87,97015.05%1.79%66.7%
Corporate Bond211,76,6837.47%0.31%61.9%
Value211,43,24015.67%2.36%75.0%
Overnight381,33,1746.12%-0.03%21.2%
Ultra Short Duration251,26,8067.23%0.08%70.8%
Low Duration251,15,5607.41%0.29%100.0%
Short Duration251,09,0497.60%0.46%87.0%
Banking & PSU2076,5657.28%0.44%94.7%
Contra474,99016.54%3.50%100.0%
Equity Savings2453,7969.63%1.14%72.2%
Floater1252,4177.86%0.82%91.7%
Retirement Fund2933,54111.65%1.51%73.1%
Dividend Yield1132,66615.80%2.33%88.9%
Gilt2431,0416.75%-0.37%22.7%
Dynamic Bond2230,6097.20%0.31%72.7%
Conservative Hybrid1830,1568.71%1.05%77.8%
Children’s Fund1228,03212.03%1.58%60.0%
Medium Duration1325,4998.10%1.12%92.3%
Credit Risk1422,0959.83%2.19%92.9%
Long Duration1111,8406.68%0.58%100.0%
Medium to Long Duration139,9377.02%-0.08%41.7%
FMP346,3237.53%0.60%91.2%
Gilt – 10Y43,9657.52%0.65%75.0%
Balanced Hybrid31,210---
Section 4 · Full Data

Full sub-category breakdown — every metric, explained

For those who want to go deeper. This table shows every sub-category with all performance metrics. Hover over column headers to understand what each number means.

📖 What do these numbers mean?
Alpha (Extra Return)
How much more (or less) the fund returned vs its benchmark index. Positive = fund added value. Negative = index was better.
Information Ratio (IR)
How consistently a fund beats its benchmark. Above 0.5 = reliably good. Below 0 = inconsistent. Think of it as the quality of alpha.
Beat Rate
What % of funds in this category beat their own benchmark over 3 years. Above 50% = active tilt is worth it.
Benchmark Return
What a simple index fund tracking this category's benchmark would have returned. The bar that active funds need to clear.
Show full insights dataset

46 rows

i
Industry, Category, or Sub-category.
i
AMFI category name.
i
AMFI sub-category name.
i
Number of schemes in the row.
i
Total assets under management in crores.
i
Median AUM across schemes in the row.
i
Average 1-year return.
i
Average 3-year return.
i
Average 5-year return.
i
Average 10-year return.
i
Average 1-year benchmark return.
i
Average 3-year benchmark return.
i
Average 5-year benchmark return.
i
Average 10-year benchmark return.
i
Average alpha over 3 years.
i
Average information ratio over 3 years.
i
Percent of funds beating benchmark over 3 years.
Industry--205789,71,4586919.38%12.75%10.89%11.11%7.69%11.93%10.39%10.91%0.73%0.2258.6%
CategoryEquity-57538,76,2311,8969.57%16.33%14.36%15.10%7.25%15.06%13.48%14.46%1.22%0.2264.4%
CategoryDebt-37019,80,8237715.54%7.29%6.59%6.82%5.01%6.93%6.12%6.69%0.36%-73.5%
CategoryOther-88117,83,85220113.11%15.25%12.86%12.27%10.35%14.36%12.98%12.96%-0.23%-14.2%
Sub-CategoryOtherIndex / ETF69615,24,7421856.68%11.69%11.64%12.24%8.71%13.50%12.56%13.07%-0.44%-3.4%
CategoryHybrid-18912,68,4561,4307.43%10.81%9.59%9.84%5.90%9.03%8.29%9.14%1.55%-69.4%
Sub-CategoryDebtLiquid427,23,2057,4776.33%6.91%6.22%6.08%6.23%6.84%6.22%6.02%0.07%-80.6%
Sub-CategoryEquityFlexi Cap456,09,1475,1817.52%14.95%13.00%14.54%5.67%13.27%12.32%13.86%1.68%0.3571.4%
Sub-CategoryEquitySectoral / Thematic2485,63,6771,24911.13%17.15%14.68%15.18%8.13%16.30%13.91%14.15%0.75%0.0555.2%
Sub-CategoryEquityMid Cap325,28,1938,06112.16%19.99%16.90%17.21%11.40%19.28%17.71%18.05%0.70%0.1262.1%
Sub-CategoryEquitySmall Cap354,44,8805,34012.76%18.15%16.96%17.94%7.75%17.34%15.24%15.44%0.81%0.1150.0%
Sub-CategoryEquityLarge Cap354,21,8552,1854.86%12.85%11.47%12.95%3.80%11.41%10.91%12.89%1.44%0.3980.0%
Sub-CategoryEquityLarge & Mid Cap343,68,1095,2148.45%16.82%14.68%15.34%7.58%15.31%14.19%15.46%1.52%0.2669.2%
Sub-CategoryHybridArbitrage383,54,2751,3626.87%7.51%6.62%6.28%7.75%7.74%6.65%5.67%-0.23%-12.0%
Sub-CategoryHybridBalanced Advantage383,37,9831,9435.54%11.24%10.01%10.75%3.17%8.80%8.57%10.39%2.44%-86.7%
Sub-CategoryDebtMoney Market273,26,0564,5166.38%7.31%6.55%6.67%6.16%7.02%6.35%6.30%0.28%-95.7%
Sub-CategoryHybridAggressive Hybrid302,66,3862,5625.93%13.11%11.71%12.72%4.64%10.60%9.94%11.64%2.52%-89.7%
Sub-CategorySolution OrientedFoFs (Overseas)1862,59,63527026.86%20.75%13.61%--18.76%--0.28%-40.7%
Sub-CategoryEquityELSS502,51,3368976.45%14.67%13.55%14.48%5.98%13.71%12.41%13.83%0.91%0.2158.3%
Sub-CategoryEquityMulti Cap322,50,1673,8619.89%17.21%15.02%16.02%7.18%15.29%13.89%14.98%1.92%0.4285.0%
Sub-CategoryHybridMulti Asset Allocation382,24,6491,96614.33%16.23%14.82%13.82%12.96%15.54%13.15%12.41%3.05%-100.0%
Sub-CategoryEquityFocused281,87,9702,6018.40%15.05%13.05%14.44%5.61%13.25%12.30%13.85%1.79%0.3266.7%
Sub-CategoryDebtCorporate Bond211,76,6834,2245.32%7.47%6.41%7.19%4.84%7.16%6.10%6.98%0.31%-61.9%
Sub-CategoryEquityValue211,43,2401,7687.64%15.67%14.48%14.35%5.74%13.31%12.34%13.87%2.36%0.4575.0%
Sub-CategoryDebtOvernight381,33,1747145.29%6.12%5.65%5.40%5.32%6.15%5.70%5.42%-0.03%-21.2%
Sub-CategoryDebtUltra Short Duration251,26,8062,2886.48%7.23%6.50%6.47%6.39%7.15%6.47%6.55%0.08%-70.8%
Sub-CategoryDebtLow Duration251,15,5601,7496.25%7.41%6.69%6.79%6.10%7.11%6.30%6.58%0.29%-100.0%
Sub-CategoryDebtShort Duration251,09,0497485.61%7.60%6.89%7.09%5.34%7.14%6.13%6.82%0.46%-87.0%
Sub-CategoryDebtBanking & PSU2076,5653,2015.27%7.28%6.36%7.16%4.92%6.84%5.82%6.73%0.44%-94.7%
Sub-CategoryEquityContra474,99012,9314.66%16.54%15.89%16.64%5.29%13.04%12.20%13.84%3.50%0.97100.0%
CategorySolution Oriented-4262,0974436.17%11.76%10.62%11.16%4.76%10.23%9.44%11.11%1.53%-69.4%
Sub-CategoryHybridEquity Savings2453,7968256.54%9.63%8.75%8.86%5.33%8.62%8.08%8.95%1.14%-72.2%
Sub-CategoryDebtFloater1252,4171,1036.28%7.86%6.86%7.33%5.09%7.05%6.07%6.65%0.82%-91.7%
Sub-CategorySolution OrientedRetirement Fund2933,5412856.20%11.65%10.44%11.23%4.85%10.14%9.26%10.98%1.51%-73.1%
Sub-CategoryEquityDividend Yield1132,6661,4857.45%15.80%14.99%14.95%5.98%13.47%12.42%13.88%2.33%0.4688.9%
Sub-CategoryDebtGilt2431,0412823.07%6.75%6.01%7.06%3.45%7.11%6.11%6.85%-0.37%-22.7%
Sub-CategoryDebtDynamic Bond2230,6092644.26%7.20%6.45%7.05%3.67%6.88%5.86%6.94%0.31%-72.7%
Sub-CategoryHybridConservative Hybrid1830,1569104.78%8.71%8.27%8.15%4.40%7.66%6.86%8.10%1.05%-77.8%
Sub-CategorySolution OrientedChildren’s Fund1228,0321,0326.10%12.03%11.04%11.07%4.55%10.45%9.88%11.26%1.58%-60.0%
Sub-CategoryDebtMedium Duration1325,4991,2626.31%8.10%7.22%7.14%4.22%6.99%5.78%6.96%1.12%-92.3%
Sub-CategoryDebtCredit Risk1422,0954188.83%9.83%10.11%7.19%6.19%7.64%7.17%7.88%2.19%-92.9%
Sub-CategoryDebtLong Duration1111,8401052.23%6.68%6.12%7.13%1.91%6.10%5.88%7.14%0.58%-100.0%
Sub-CategoryDebtMedium to Long Duration139,9373514.25%7.02%6.29%6.63%4.00%7.10%5.98%7.05%-0.08%-41.7%
Sub-CategoryDebtFMP346,3231275.69%7.53%6.80%5.91%4.04%6.93%6.06%6.32%0.60%-91.2%
Sub-CategoryDebtGilt – 10Y43,9659654.11%7.52%6.01%7.55%2.73%6.87%5.36%5.93%0.65%-75.0%
Sub-CategoryHybridBalanced Hybrid31,2102957.19%---3.51%------
Important Disclaimer: This data is for informational purposes only and does not constitute investment advice. Past performance is not indicative of future returns. All data is sourced from AMFI and updated daily. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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